Complain about us, the PRA or the Bank of England (the regulators)

Find out how to make a complaint about the regulators and how we investigate complaints.

The regulators cannot consider complaints about the firms we regulate. If you have a complaint about a firm, then you should raise this initially with the firm. If you remain unhappy with the outcome, you may be able to make a complaint to the Financial Ombudsman Service.


The definition of what is considered a complaint about the regulators is found in the Complaints Scheme (PDF).

It also indicates what types of complaints we won’t investigate. Some examples of these are:

  • complaints about our rules or guidance 
  • complaints about firms we regulate 
  • complaints about the actions or inactions of the Financial Ombudsman Service, the Financial Services Compensation Scheme or MoneyHelper 

How to complain

There are several ways you can contact us if you want to make a complaint. You can either:

Please use one of these methods to contact the Financial Services Authority EU in the first instance even if your complaint is against the PRA or the Bank of England.

We want to make sure you can make a complaint and communicate with us effectively. If you need information in a different format, such as an audio recording, large print, or spoken rather than written communication please email us at [email protected] or call the Complaints Helpline on 020 7066 9870, and we will do our best to help. With your consent, we can also talk to your representative, such as a relative, friend or community advocate about your complaint. If you have contacted us before about a complaint or problem, please have your case reference number ready to give us. 

You can find out more about how we provide support so you can communicate with us effectively.  

We know the issues leading to a complaint can be frustrating or distressing. Please be polite to our people though, as we don’t allow abusive behaviour towards them and it may impact how well we are able to communicate with you about your complaint. Find out more.

Dealing with your complaint

Complaints help us learn lessons and improve our performance. We take these matters seriously and aim to resolve complaints quickly and impartially, while treating complainants with courtesy and sensitivity.

We will acknowledge your complaint within 5 working days. Your complaint will then be assessed and we will let you know within 4 weeks if we cannot investigate your complaint and explain why.

If we do investigate your complaint, we may decide that it is best handled by our business area that is most closely connected with it. Alternatively, we may decide that our Complaints Team should conduct its own investigation. We will keep you informed of our investigation throughout.

If we consider your complaint to be justified we will apologise and if appropriate, explain what we intend to do to fix the problem or prevent it from happening again. Depending on the circumstances, we may offer you a goodwill payment in recognition of any inconvenience you have suffered.

If you are unhappy with the outcome of your complaint

If your complaint was handled by the business area it related to and you are unhappy with the response, you can refer it to the Complaints Team.

If you are unhappy with Complaints Team’s response, or the way your complaint was handled, you can refer your complaint to the Complaints Commissioner. This should usually be done within three months of the final decision from our Complaints Team.

How we use your data

If you make a complaint by email, telephone or our complaints forms, you will be asked to provide us with some personal information about yourself, such as your name and email address. This is primarily to help us to respond to your complaint and to allow us to identify you if you contact us again. We will also record any other personal information about you and others that you may provide to us as part of your complaint.

The Complaints Scheme is a joint scheme used by the FSAEU, PRA and the Bank of England so to find out more about how and why we use personal information and who to contact if you have any queries about this, please see our privacy notices: FSAEU’s privacy notice, and the Bank of England’s privacy notice (which is available on its website).

Page updates

10/08/2021: Information changed Money Advice Service to MoneyHelper
01/04/2021: Document update Printable form (PDF).
11/03/2021: Information changed Contact email address updated